Event Insurance
We can make sure your event has the proper protection for you and your guests. It’s affordable and coverages up to $2M per occurrence and $5M Aggregate. Starting as low as $67.
Carriers vary by location.
Why do I need event insurance
Event insurance is important because it helps to manage financial risks associated with organizing or hosting any event. It can protect you against unforeseen circumstances that may arise, such as adverse weather conditions, accidents or cancellation of events, which could otherwise cause you significant financial loss.
With event insurance, you can have peace of mind knowing that you are financially protected in case of a mishap, and you can focus on your event without worrying about the financial consequences of an unexpected occurrence.
In addition, many event venues require event insurance coverage before they allow for an event like a Wedding, Hole-In-One Contest, Concert, Trade Show or any other event.
FAQ
What information will you need to run a quote?
Generally, we will need your name, address, phone number, drivers license number, birthdates, the auto’s VIN number and any other drivers in the home. If you would like to enter this information into an easy to fill form click here.
What do I do if I am in an accident?
Being in an accident can be a scary experience, and it’s important to know what to do if you find yourself in that situation. If you are in an accident, the first step is to ensure that everyone involved is safe and not injured. Once you have established that everyone is safe, you should exchange insurance information with the other involved parties. Additionally, it’s important to document the accident by taking photos or videos of any damage to your vehicle, as well as the surrounding area.
If necessary, you may want to contact law enforcement to file a report. It’s also important to notify your insurance company as soon as possible so that they can assist you in processing any claims. Remember to stay calm and focused, and seek medical attention immediately if anyone is injured. You can find a list of insurance contacts here.
What is a Deductible
A deductible is a predetermined amount of money that an individual must pay out of pocket before their insurance coverage begins to take effect. In other words, it’s the amount of money that the insured person is responsible for paying before their insurance company pays for any covered expenses. Deductibles apply to certain types of insurance policies, such as health, auto, and homeowner’s insurance and are determined based on the policyholder’s particular plan. Often, insurance companies offer a range of deductibles for the policyholder to choose from, with higher deductibles corresponding to lower monthly premiums. The purpose of a deductible is to encourage individuals to use their insurance coverage appropriately and responsibly and to help keep insurance premiums affordable for all policyholders.
Do I need a personal umbrella policy?
An umbrella policy is an additional insurance policy that provides extra liability coverage beyond what your standard home, auto, or boat policy offers. It can be a good idea to have an umbrella policy to protect your assets in case of a liability claim against you that exceeds your current policy limits. This can happen if you are sued for damages in a car accident, slip and fall, or other incident.
However, whether or not you need an umbrella policy depends on several factors, including your net worth, the level of risk in your daily life, and the amount of coverage you have on your standard policies. If you have significant assets that could be at risk, or if you face a high risk of liability claims, then an umbrella policy may be a wise investment. It’s important to speak with an insurance professional at Blue Paddle Insurance agency who can evaluate your specific circumstances and help you determine if an umbrella policy is right for you.
Florida also requires a personal Umbrella when installing solar panels on a home.
How much auto insurance do I need?
The amount of auto insurance you need depends on a variety of factors, including your state’s minimum requirements, the value of your car, your personal assets, and your risk tolerance. Most states require liability insurance, which covers the costs of damages or injuries you cause to others in an accident. However, this may not be enough to fully protect your assets. Collision and comprehensive coverage can help repair or replace your car in the event of damage or theft. Additionally, uninsured and underinsured motorist coverage can provide protection if you are hit by a driver without sufficient insurance. To determine the right amount of coverage for your situation, speak with Robert, an insurance agent with Blue Paddle Insurance Agency who can help you understand your options and recommend appropriate coverage levels.
What kind of discount could I be eligible for?
- Multi Policy
- Multi Vehicle
- Continuous Insurance
- Safe Driver
- Teen Driver
- Good Student
- Distant Student
- Homeowner
- Paperless
- Pay In Full
- Automatic Payment
What coverage do I need if my car is leased?
If you have leased a car, you are still required to have car insurance coverage. Most leases require minimum coverage levels, typically liability, collision, and comprehensive insurance. Liability insurance is mandatory in most states and protects you if you are held responsible for causing damage or injuring other people in an accident. Collision insurance covers the cost of repairs to your car if you collide with another object, such as another car or a pole. Comprehensive insurance covers damages to your car from events such as theft, vandalism, weather, or animal collisions. It is important to carefully read your lease agreement to determine the specific insurance requirements for your lease. Blue Paddle Insurance Agency can help you choose the appropriate coverage levels to meet your lease requirements.